It can be tough cashing a check outside of regular banking hours. Most of the banks remain closed on Sunday. But if you are having a financial emergency and wish to cash your cheque on a Sunday then we have you covered with some recommendations for cheque cashing on a Sunday.
1. Grocery Stores
Kroger:
If you are wondering about where can i cash a check on sunday near me, then you can reach out to the Money Services Center of Kroger. However, Kroger doesn’t cash personal checks.
- Fee: Cheque cashing fees range between $3 and $7.50.
- Discount: Available for Kroger Shopper’s Cardholder
- Limits: It doesn’t cash cheques exceeding $5000
- Types Of Cheques Accepted: Payroll checks, Insurance settlement checks, Government checks, Tax refund checks, Business checks
Walmart:
Doubtful about does Walmart cash checks on Sunday? With its large number of outlets, Walmart can be an excellent place to encash cheques on a Sunday. If you are wondering about where can I cash a personal check, then you can try the Walmart store locator to find your nearest encashing center. This facility can be availed from the Money Services facility or the customer service desk of Walmart during its regular working hours.
- Fee: Cheque cashing fees range between $4 and $8.
- Discount: Not Available
- Limits: It doesn’t cash cheques exceeding $5000. However, this limit is raised to $7500 between January and April.
- Types Of Cheques Accepted: Payroll checks, Government checks, Tax refund checks, Cashier’s checks, 401k and retirement distributions, Insurance settlements, Two-party personal checks
King Soopers:
The Money Services Center of King Soopers can cater to your doubts about where can i cash a check on Sunday near me. With 2000 stores in Wyoming and Colorado, you can easily cash checks without any enrollment needs.
- Fee: Cheque cashing fees start from $3 and vary by state
- Discount: Available with Shopper’s Card
- Limits: It doesn’t cash cheques exceeding $5000.
- Types Of Cheques Accepted: Payroll checks, Tax refund checks, Government checks, Business checks, Debit Card Cashing checks, and Insurance settlement checks.
Publix:
If you are wondering about where can I cash a personal check then Publix can be your top choice. However, you must provide identification documents like military identification, state-issued photo identification card, or driver’s license for cashing checks.
- Fee: Cheque cashing fees vary by location
- Discount: Not Available
- Limits: Not Available
- Types Of Cheques Accepted: Personal checks, and Payroll checks
2. Money Transfer Services
Pay-O-Matic:
Are you on the lookout for check cashing near me? If you have an affirmative response, you can visit any of the 100 stores of Pay-O-Matic in Queens, Brooklyn, Bronx, NYC, Manhattan, and more. However, Pay-O-Matic doesn’t encash personal cheques.
- Fee: The cheque cashing fee is 2.20% of the check amount
- Discount: Not Available
- Limits: There is no limit for cashing cheques
- Types Of Cheques Accepted: Payroll checks, Government checks, Tax refunds, Insurance settlement checks, Money orders, Lawyer checks, Union checks
3. Dedicated Check Cashing Stores
PLS Check Cashing:
PLS Check Cashing can be an excellent solution to your queries like where can i cash a $20,000 check. It has 200 physical locations across 12 states with most locations open around the clock. However, you need to carry a photo ID to cash your check.
Fee: 1% + $1 for payroll checks, recurring government benefits, and PLS money orders up to $1,00. A higher rate is levied on other checks.
- Discount: Not Available
- Limits: There is no limit for cashing cheques
- Types Of Cheques Accepted: Paychecks, Personal checks, Government checks, Tax refund checks, Stimulus checks, Business checks, Out-of-state checks
Speedy Cash:
Speedy Cash has been catering to the needs of 10 million people since 1997. Flexible hours, super customer service have allowed Speedy Cash to cater to your worries like where can i cash a check on sunday near me. However, you will have to provide a valid government document for check cashing.
- Fee: The highly competitive check cashing rates at Speedy Cash vary by location. However, the rate starts at $2.
- Discount: Not Available
- Limits: There is no limit for cashing cheques
- Types Of Cheques Accepted: 401K and IRA checks, Benefit checks, Cashier’s checks, Government checks, Insurance checks, Bank disbursement checks, Payroll checks, Personal checks, Stimulus checks, Tax refunds, and Unemployment checks
ACE Cash Express
With more than 55 years of experience, ACE Cash Express can answer your queries like where can I cash a personal check and more. You won’t require a bank account and can get started with a valid government ID.
- Fee: The competitive check cashing fees vary according to the type of checks and location
- Discount: Not Available
- Limits: There is no limit for cashing cheques
- Types Of Cheques Accepted: Payroll checks, Personal, business, income tax refund, government, insurance settlement checks, money orders, and large or hard-to-cash checks
4. Banks
TD Bank:
TD Bank offers extended hours, with some locations open on Sundays. Check with your local branch for exact hours and available services.
- Fee: A $10 fee is charged for non-customers
- Discount: Not Available
- Limits: There is no limit for cashing cheques
- Types Of Cheques Accepted: Personal checks, Cashier checks, Government checks, and Insurance checks
5. Mobile Check Cashing Apps
Ingo Money:
Ingo Money is a mobile app that allows users to deposit various types of checks and transfer funds to a bank account, prepaid card, PayPal, credit card, or even an Amazon gift card.
- Fee: The standard fee is 2% for payroll and government checks with a pre-printed signature and 5% for all other accepted checks, with a $5 minimum fee per check.
- Discount: Not Available
- Limits: Up to $5000 per day and $10000 per month
- Types Of Cheques Accepted: Paychecks, Personal checks, Business checks
6. Convenience Stores
7-Eleven
The reloadable prepaid MasterCard called Transact offered by 7-Eleven, allows users to deposit checks via a mobile app. It supports all check types and enables mobile check loading using a smartphone camera.
- Fee: A flat fee of 0.99% is charged by some kiosks of 7-Eleven
- Discount: Not Available
- Limits: $2500
- Types Of Cheques Accepted: Payroll checks, Government-issued checks, & Cashier’s checks
7. Gas Station
Pilot Flying J:
Check cashing services are available 24/7 at all locations of Pilot Flying J. However, valid identification and verification is required. Managers reserve the right to decline any check that does not meet its policy standards.
- Fee: Guests can cash checks up to $999.99 for a fee. However, those who purchase at least 25 gallons of fuel can cash a check up to $200 free of charge at the same location within two hours of fueling.
- Discount: Not Available
- Limits: Refer to Fee section
- Types Of Cheques Accepted: Checks from billing companies, Pilot Flying J Direct Bill Customers, and members of NATSO
Conclusion
When wondering about check cashing near me, it’s important to consider the fees charged by different institutions. Comparing the fees can help you save big when cashing checks. Since some of these bodies have an upper limit on the amount of checks that can be cashed, its also advisable to verify the same with the place where you can cash checks.