Breeze Through Financial Transactions With Our Guide On Cashier Check Near Me
Though debit cards, credit cards, and digital payment options like PayPal dominate the payment landscape, there are still moments when a good old-fashioned check steals the spotlight. Especially for significant purchases, some individuals prefer a cashier’s check. These checks are backed by the rock-solid assurance of banks and credit unions which guarantees higher security. Cashier checks draw their power from the bank’s own funds rather than ours, thus resonating with reliability. They also clear faster than their ordinary check counterparts to rid you of prolonged waiting times.
In the unlikely event that a cashier check bounces, the onus will lie on the bank rather than you. Given the facilities it offers, it’s justified for banks to levy a fee to issue the cashier checks. You can expect a flat rate, typically between $5 and $15, charged by most banks and credit unions. It’s imperative to keep in mind that different banks have varying requirements when it comes to issuing cashier checks. There might be points of distinction in regard to daily limits, minimum and maximum amounts, and membership prerequisites. If you are in search of a cashier check near me, then you have come to the right place.
Today we will take you through the different locations offering cashier checks in the vicinity.
23 Banks to Get Cashier’s Checks Near Me
You can easily get a cashier’s check from the local branch of your bank provided you have a checking or savings account.
- Ally Bank
- Bank of America
- BBVA
- Capital One Bank
- Chase Bank
- Citibank
- Citizens Bank & Trust
- Comerica Bank
- Fifth Third Bank
- HSBC
- Huntington Bank
- Keybank
- M&T bank
- PNC Bank
- Regions Bank
- Suntrust Bank
- TD Bank
- Union Bank
- USAA
- US Bank
- Wells Fargo
- Woodforest National Bank
- Zions Bank
1. Ally Bank
Ally Bank, a digital financial institution with fintech offerings, provides a range of services to meet your financial needs. These include certified checks, money orders, high-yield CDs, auto loans, vehicle insurance, personal loans, mortgages, Robo portfolios, self-directed trading, and Forex services.
Account needed: Yes
Cashiers Check amount: Ranging from $1000 to $25000
Fees to issue cashier checks: None
Availability: You can request a cashier’s check via phone, online, or by directly visiting the bank branch.
Time taken to issue: 7-10 days
2. Bank of America
Bank of America, one of the largest banks in the nation, provides various checking accounts, savings accounts, loans, and mortgages. It stands out as an excellent choice for obtaining a cashier’s check. They offer multiple convenient methods for ordering, including online and over the phone.
Account needed: Yes
Fees to issue cashier checks: $15 but this is waived for Preferred Rewards members.
Availability: You need to visit the bank branch.
3. BBVA
With 650 plus branches, BBVA can rightly be termed the digital bank of the 21st century. Coupled with 160 years of experience, this bank has already garnered global appreciation for its array of facilities offered including free online banking, mobile banking, premium checking, no ATM fees, etc.
Account needed: Yes
Fees to issue cashier checks: $10, Free Checking account holder can add the custom feature of Unlimited Cashier’s Checks, for a fee of $2 per statement cycle.
Availability: You need to visit the bank branch.
4. Capital One Bank
With an impressive network encompassing a whopping 750 branches and an extensive fleet of 39,000 AllPoint and Capital One ATMs, this financial powerhouse thrives on its expertise in credit cards. In addition to that, Capital One excels in providing top-notch checking and savings accounts, and personal and business loans.
Account needed: Yes
Fees to issue cashier checks: $20 for cashier’s checks delivered online as it covers expedited shipping and $10 for those purchased at a branch.
Availability: You can get it online or by visiting the branch.
5. Chase Bank
Distinguished as a leading provider of financial services, Chase empowers customers to effortlessly manage their finances. Catering to diverse needs, Chase offers a plethora of checking account options, including specialized business accounts that feature attractive low rates on loans and lines of credit.
Account needed: Yes
Fees to issue cashier checks: No fees for Chase Secure Checking, Chase Premier Plus Checking, Chase Sapphire Checking, and Chase Private Client Checking; otherwise, it’s $10 for Student Checking and Total Checking account holders
Availability: You need to visit the bank branch physically.
6. Citibank
Citibank stands out as another exceptional financial institution that offers the convenience of obtaining cashier’s checks across all 50 states. With branches dispersed throughout the country, Citibank is a reliable ally when you find yourself in need of immediate cash.
Account needed: Yes
Fees to issue cashier checks: There are no fees for Citigold and Citi Priority account holders; otherwise, it’s $10 for all other accounts.
Availability: You can request a cashier’s check online through CapitalOne Online Banking or CapitalOne Mobile App or by directly visiting the bank branch.
7. Citizens Bank & Trust
Citizens Bank & Trust proudly extends the convenience of cashier’s checks, catering to transactions of up to $100,000. Whether you’re looking to make substantial purchases such as cars and boats or seeking to fulfill obligations such as real estate taxes or mortgages on residential or commercial properties, Citizens Bank & Trust has you covered!
Account needed: Yes
Fees to issue cashier checks: Citizens Bank Club Members receive 5 free cashier checks per month. For Non-Club Members, a fee of $3.00 is levied per check.
Availability: You need to visit the bank branch physically.
8. Comerica Bank
Comerica Bank, a prominent local community bank, has an extensive branch network comprising over 410 locations. Whether banking in person at one of its branches within the state or opting for the flexibility of online banking, Comerica accommodates a range of preferences. Customers can avail themselves of an array of services through its branches, including checking accounts, savings accounts, money market accounts, and certificates of deposit.
Account needed: Yes
Fees to issue cashier checks: $10 fee for all account holders on each check cashing.
Availability: You need to visit the bank branch physically.
9. Fifth Third Bank
Fifth Third Bank, a prominent financial institution headquartered in the United States, stands as a reliable provider of diverse banking services. With a comprehensive suite of offerings, including checking and savings accounts, credit cards, mortgages, and personal and business loans, Fifth Third Bank caters to a wide range of financial needs.
Account needed: Yes
Fees to issue cashier checks: $7 for each check but the fee is waived for Preferred & Private Bank account holders.
Availability: You need to visit the bank branch physically or order these checks through the bank’s website.
10. HSBC
HSBC offers cashier checks throughout the United States, providing competitive rates for this payment method with your banking institution. These cashier checks can be easily cashed at any HSBC branch nationwide, making it a convenient option for customers.
Account needed: Yes
Fees to issue cashier checks: There are no fees charged for Premier account holders. However, for customers holding other types of accounts, varying fees may apply.
Availability: You need to visit the bank branch physically.
11. Huntington Bank
With a rich history spanning over 150 years, Huntington Bank stands as a prominent financial institution revered for its unwavering commitment to customer service. One of Huntington Bank’s notable strengths lies in its cutting-edge online and mobile banking platform, empowering customers to effortlessly access their accounts and proactively manage their finances while on the move.
Account needed: Yes
Fees to issue cashier checks: Flat $6 fee is charged to all account holders.
Availability: You need to visit the bank branch physically or order these checks through the bank’s website.
12. Keybank
KeyBank, a prominent financial institution in the United States, stands tall among the top-tier banks in the country. It boasts a comprehensive network of offices spanning the nation, ensuring the availability of cashier’s checks at every single branch.
Account needed: Yes
Fees to issue cashier checks: No fees for Key Privilege and Privilege Select account holders; otherwise, it’s $8 for all other bank accounts
Availability: You need to visit the bank branch physically, call their customer service line or order a check through their mobile app.
13. M&T Bank
M&T Bank, a locally owned and operated full-service community bank, has a strong presence in New York, Connecticut, Maryland, and Pennsylvania. Among its diverse array of offerings are cashier’s checks, which can be promptly utilized or conveniently deposited into a checking account.
Account needed: Yes
Fees to issue cashier checks: A standardized fee of $10 is applicable to all account holders.
Availability: You need to visit the bank branch physically.
14. PNC Bank
For over 160 years, PNC Bank has stood as a trusted financial institution, dedicated to serving its valued customers. The bank offers a multitude of valuable services, including fiduciary services, FDIC-insured banking products, retirement advisory services, complimentary notary services for customers, free money orders for account holders, and comprehensive wealth management solutions designed to maximize income-producing assets.
Account needed: Yes
Fees to issue cashier checks: A nominal fee of $10 is applicable. However, Foundation, Performance & Performance Select account holders are exempt from this charge.
Availability: You need to visit the bank branch physically.
15. Regions Bank
Regions Bank, a prominent financial institution in the United States, has solidified its position as one of the largest banks in the country. Beyond cashier’s checks, the bank offers an array of financial solutions including no-fee savings accounts, checking accounts, certificates of deposit (CDs), money market accounts, reloadable prepaid debit cards, loyalty and gift cards, lines of credit, student loans, cashback rewards, and the convenience of online banking with bill pay functionality.
Account needed: Yes
Cashiers Check amount: Ranging from $1,000 to $250,000
Fees to issue cashier checks: Key Privilege and Privilege Select account holders enjoy fee exemption, while a flat $10 fee applies to all other bank accounts.
Availability: You need to visit the bank branch physically.
16. Suntrust Bank
SunTrust Bank, a rapidly expanding financial institution, has firmly established itself with a robust presence in the Southeast region. The bank is dedicated to providing an extensive range of services to its valued customers, including the convenience of obtaining cashier’s checks and money orders, all easily accessible through its user-friendly online banking platform.
Account needed: No
Cashiers Check amount: Ranging from $1,000 to $500,000
Fees to issue cashier checks: Signature Checking, Signature Advantage, and Exclusive Checking account holders enjoy fee exemption, while a nominal fee of $8 is applicable to all other bank accounts. Non-SunTrust customers, on the other hand, will incur a fee of $15.
Availability: You can order these checks through the bank’s online banking service.
17. TD Bank
TD Bank’s commitment to delivering innovative financial solutions, paired with its wide branch coverage and ATM accessibility, establishes it as a trusted and versatile banking partner. The bank’s comprehensive offerings empower customers to seamlessly manage their personal and business finances while benefiting from a suite of tailored services.
Account needed: Yes
Fees to issue cashier checks: Relationship, Private Relationship, Sixty Plus, Premier, Private Premier, Private Tiered, 50 Plus, and Private 50 account holders enjoy fee exemption, while a nominal fee of $8 applies to all other bank accounts.
Availability: You can order these checks through the bank’s online banking service.
18. Union Bank
Union Bank, a prominent financial institution, presents a diverse range of banking services tailored to meet the needs of its esteemed customers. Through its online portal or a nationwide network of branches, the bank offers a comprehensive suite of offerings, including checking accounts, savings accounts, certificates of deposit (CDs), and various loan options.
Account needed: Yes
Fees to issue cashier checks: A flat fee of $3 is applicable to all account holders.
Availability: You need to visit the bank branch physically or order these checks through the bank’s website.
19. USAA
USAA, renowned as one of the most dependable banks in the nation, presents an extensive array of services designed to facilitate rapid access to cash. Among its offerings are various types of cashier’s checks, catering to diverse needs such as online shopping and rent payments.
Account needed: Yes
Cashiers Check amount: Ranging from $2,000 to $25,000
Fees to issue cashier checks: There is a processing fee of $10 and an additional $2.50 fee per extra item.
Availability: You need to visit the bank branch physically.
20. US Bank
US Bank, one of the largest financial institutions in the United States, boasts a rich history dating back to 1863. Providing a comprehensive range of financial products and services, including personal banking, business banking, mortgages, credit cards, and wealth management, the bank caters to diverse customer needs.
Account needed: Yes
Fees to issue cashier checks: Military service members enjoy fee exemption, while a flat fee of $10 applies to all other bank accounts.
Availability: To acquire a cashier’s check, simply schedule an appointment through the USBank mobile app, online banking portal, or by visiting USBank.com.
21. Wells Fargo
Wells Fargo presents an extensive range of cashier’s check services tailored to meet the needs of businesses and individuals alike. With a variety of options available, customers can choose from traditional and personalized check designs, as well as laser printer checks that allow for the inclusion of their own unique signature.
Account needed: Yes
Cashiers Check amount: Ranging from $1,000 to $100,000
Fees to issue cashier checks: Preferred, Portfolio, and Premier checking account holders enjoy fee exemption, while a flat fee of $10 applies to all other bank accounts.
Availability: Ordering copies of cashier’s checks from Wells Fargo can be conveniently done through their online platform.
22. Woodforest National Bank
Woodforest National Bank, one of the nation’s largest privately held banks, operates with the commitment to meet diverse financial needs. It offers a range of checks, including cashier’s checks that can be utilized immediately or deposited into an account.
Account needed: Yes
Fees to issue cashier checks: For the convenience of all account holders, a flat fee of $10 is applicable.
Availability: You need to visit the bank branch physically.
23. Zions Bank
Zions Bank presents a diverse array of checking accounts tailored to meet the unique needs of both individuals and businesses. The bank’s services span a wide spectrum, encompassing commercial banking, consumer banking, corporate banking, solutions for small and medium-sized enterprises, real estate banking, wealth management, private banking, and capital market products.
Account needed: Yes
Fees to issue cashier checks: A flat fee of $6 is charged
Availability: You need to visit the bank branch physically, call their customer service line, order a check through their mobile app, or request one through the mail.
7 Credit Unions to get Cashier’s Check Near Me
To obtain a cashier’s check from a credit union, check with your local credit union for specific information about requirements, fees, and membership, and ensure that you have enough funds in your account to cover the amount of the check.
- Alliant Credit Union
- BECU
- Chartway Federal Credit Union
- Navy Federal Credit Union
- Northrop Grumman Federal Credit Union
- PenFed Credit Union
- Tucson Federal Credit Union
1. Alliant Credit Union
Alliant Credit Union has been serving members for over 80 years, offering personal and business banking, mortgages, credit cards, and wealth management. With over 400,000 members, they prioritize low-cost services and exceptional customer care.
Account needed: Yes
Fees: You won’t be charged any fees to issue an Alliant Official Credit Union Check unless you opt for expedited mailing, in which case express shipping charges will apply.
Availability: To request an Official Credit Union Check, you can opt for online banking, or give a call to the customer care agents.
Options: Alliant’s cashier’s check can be utilized for personal and business transactions of any kind by the payer.
2. BECU
BECU was initially established to serve Boeing employees. It has since expanded its membership eligibility to include individuals and businesses from Washington state and certain other regions.
Account needed: Yes
Fees: A flat fee of $5 is levied.
Availability: You need to physically visit a BECU branch.
3. Chartway Federal Credit Union
Chartway Federal Credit Union is a not-for-profit financial institution that has been serving its members for over 60 years. It offers a wide range of financial products and services to its members, including personal banking, business banking, mortgages, credit cards, and wealth management.
Account needed: Yes
Fees: A flat fee of $3 is levied.
Availability: You need to physically visit a branch.
Navy Federal Credit Union is an esteemed credit union dedicated to catering to the financial requirements of the United States military, veterans, and their esteemed families. Boasting an extensive network of more than 300 branches and ATMs, Navy Federal Credit Union unfurls a vast array of financial offerings encompassing personal banking, business banking, mortgages, credit cards, and wealth management.
Account needed: Yes
Cashier’s Check amount: For all orders placed through online platforms or mobile devices, a predetermined limit of $2,500 shall apply in cases where the check is to be dispatched by mail. However, should the requested amount exceed this threshold, alternative submission methods such as mail, mobile, or online channels shall be made available, with the option of branch pickup serving as the designated delivery method.
Fees: First two cashier checks are free. A fee of $5 per check is levied following that. No additional fee is charged for checks picked up from the branch or regular mail delivery.
Availability: You can opt for a digital banking method to order a cashier check which can be picked up from the branch or delivered to your home via post. If you don’t collect your checks within four days on the calendar, they will be canceled, and the funds will be refunded to your account.
Time taken for delivery: Mail delivery takes between 5-7 business days.
Options: You have the option to request checks made out to yourself, to yourself and another person, or to a third party. However, please note that checks made payable to a third party can only be picked up at a branch location.
5. Northrop Grumman Federal Credit Union
The Northrop Grumman Federal Credit Union boasts a wide network of 24 branches across 7 states, making it easily accessible to members. With around 30,000 surge-free ATMs at their disposal, members can enjoy convenient access to their funds without worrying about additional fees.
Account needed: Yes
Fees: A flat fee of $5 is levied.
Availability: You need to physically visit a branch.
6. PenFed Credit Union
PenFed Credit Union, a renowned national financial institution, is dedicated to meeting the diverse financial requirements of its valued members. Through its extensive network of branches, PenFed Credit Union provides a comprehensive selection of financial solutions and services that encompass personal and business banking, mortgages, credit cards, and wealth management.
Account needed: Yes
Fees: No fee is levied on customers.
Availability: You need to physically visit a branch.
7. Tucson Federal Credit Union
For over six decades, Tucson Federal Credit Union has remained a dedicated not-for-profit financial institution, catering to the needs of its members. With a network of multiple branches, Tucson Federal Credit Union offers an extensive array of financial solutions and services, encompassing personal and business banking, mortgages, credit cards, and wealth management.
Account needed: Yes
Fees: A flat fee of $3 is levied.
Availability: You need to physically visit a branch.
Bottomline
Whether you’re looking to make a large purchase, complete a real estate transaction, or need a certified form of payment, a cashier check is a reliable and widely accepted method. With our guide, you can confidently handle your financial transactions, knowing that you have access to reliable information and trusted resources. Say goodbye to uncertainties and delays when it comes to cashier checks, and embrace a hassle-free experience that ensures your peace of mind.