Quick access to cash can be a lifesaver in emergency situations. You might have to pay medical bills or make an immediate purchase. The first thought that comes to our mind whenever we think of cashing checks is traditional bank. But did you know that various liquor stores offer this valuable service in exchange of a fee. If you have been searching for the best liquor stores that cash checks, then you have come to the right place. Today we will take a look at some liquor stores which can assist you with check cashing.
1. Kroger
Why choose Kroger? Fast, secure, and available at over 2,000 locations.
Head out to the Money Services Desk of Kroger to get your checks cashed in a quick and secure manner. With 2000+ Money Service locations, Kroger can help you carry out your grocery shopping and check cashing.
- Check Cashing Fee: Starts from $3
- Types Of Checks Accepted: Payroll checks, Government checks, Income tax refund checks, Insurance settlement checks, Business checks, Debit Card Cashing checks
- Maximum Check Cashing Amount: Up to $5000
- Discount Availability: Yes with Shopper’s Card
2. King Soopers:
Best for Colorado residents with 118+ locations.
King Soopers is one of the best liquor stores that cash checks through its Money Services Desk. These subsidiaries of Kroger operate at 118 locations with most located at Colorado.
- Check Cashing Fee: $4.50 for checks under $3,000, and $7.50 for checks between $3,000 and $5,000
- Types Of Checks Accepted: Payroll checks, Government checks, etc.
- Maximum Check Cashing Amount: Up to $5000
- Discount Availability: Yes with Shopper’s Card
3. Albertsons:
Flexible hours (6 AM–11 PM), no bank needed.
Albertsons remain open between 6 a.m. and 11 p.m. for catering to your check cashing requirements at flexible hours. This American Grocery company allows cashing checks without a bank account.
- Check Cashing Fee: Between $2 to $6
- Types Of Checks Accepted: Personal checks, Government checks, and Payroll checks
- Maximum Check Cashing Amount: Up to $1000 per day
- Discount Availability: Not applicable
4. Walmart:
Widely accessible, even in stores with liquor sections.
On the lookout for liquor stores that cash checks near you? Head out to Walmart which has a liquor section in most of its stores despite being a retail giant.
- Check Cashing Fee: Up to $4 for pre-printed checks up to $1000 & $8 for pre-printed checks above $1000. A fee of $6 is charged on two-party personal checks up to $200.
- Types Of Checks Accepted: Payroll checks, Government checks, Tax refund checks, Cashiers’ checks, Insurance settlement checks, 401(k) checks, Western Union & MoneyGram money orders and two-party personal checks.
- Maximum Check Cashing Amount: Up to $5000 which is increased to $7500 between January & April
- Discount Availability: Not available
5. Smith’s Food and Drug:
Open daily (8 AM–8 PM), even on holidays.
This supermarket chain owned by Kroger operates between 8am to 8pm, seven days a week and even on holidays. It is one of the best liquor stores that cash checks even when you don’t have any separate bank account.
- Check Cashing Fee: Fees and limits vary by state. You can contact the local Money Services Desk for accurate information.
- Types Of Checks Accepted: Payroll checks, Government checks, Income Tax refund checks, Insurance settlement checks, Business checks, Debit card cashing checks.
- Maximum Check Cashing Amount: Up to $5000
- Discount Availability: Additional discounts available with Shoppers card
6. Stop & Shop:
400+ stores in Northeast U.S.
With 400 stores across New England, New York and New Jersey, Stop & Shop can be your ultimate destination offering check cashing.
- Check Cashing Fee: Starts from $0.50
- Types Of Checks Accepted: Payroll checks, & Government checks
- Maximum Check Cashing Amount: Up to $500
- Discount Availability: For cashing checks at Stop & Shop, you will have to join their rewards program GO Rewards
7. Publix:
No max limit—great for large checks.
Publix is a retail giant with multiple stores operating in the Southern United States. You will have to provide a state-issued identification card, driver license, or military identification.
- Check Cashing Fee: Varies by location
- Types Of Checks Accepted: Personal checks, & Payroll checks
- Maximum Check Cashing Amount: There is no maximum limit for check cashing
- Discount Availability: You can enjoy cash back of up to $50 when you cash personal checks.
8. Fred Meyer:
130+ stores, no bank account required.
This Kroger subsidiary operates with 130 stores located around United States. You won’t require a bank account for cashing checks at Fred Meyer. Simply head out to a Money Services Desk and process the same.
- Check Cashing Fee: Fees and limits vary by state starting at $3.
- Types Of Checks Accepted: Payroll checks, Business checks, Government Checks, Income tax refund checks, Insurance settlement checks, Debit card cashing checks.
- Maximum Check Cashing Amount: Up to $5000
- Discount Availability: Additional discounts available with Shoppers card
9. Safeway:
Convenient for pre-printed checks.
You can submit checks for cashing at Safeway provided it has the name of the bank printed in the front.
- Check Cashing Fee: A fee of $2.25 is charged per $200
- Types Of Checks Accepted: Payroll checks, Government-issued checks
- Maximum Check Cashing Amount: Up to $1500
- Discount Availability: Not available
10. Baker’s:
Fast service at Money Services Desk.
This Kroger subsidiary operates primarily in the metro regions of Omaha. You can visit these liquor stores that cash checks and go to its Money Services Center to get its check cashed.
- Check Cashing Fee: Fees and limits vary by state starting at $3.
- Types Of Checks Accepted: Payroll checks, & Government checks
- Maximum Check Cashing Amount: Up to $5000
- Discount Availability: Additional discounts available with Shoppers card
11. Food 4 Less:
104 locations in CA, IL, IN—no bank needed.
You can safely cash checks at any of the 104 locations of Food 4 Less in Indiana, Illinois and California. The Money Services Desk can help with check cashing even when you don’t have a separate bank account.
- Check Cashing Fee: Fees and limits vary by state starting at $3.
- Types Of Checks Accepted: Payroll checks, Government checks, Child support checks, Tax refund checks, Insurance settlement checks, and Business checks
- Maximum Check Cashing Amount: Up to $5000
- Discount Availability: Not available
12. City Market:
35+ stores, shopper discounts available.
With 35 retail stores across Ohio, Colorado and Wyoming, City Market can be your best choice for check cashing.
- Check Cashing Fee: Starts from $3
- Types Of Checks Accepted: Payroll checks, Insurance settlement checks, Government checks, Income tax refund checks, Debit card cashing checks, and Business checks.
- Maximum Check Cashing Amount: Up to $5000
- Discount Availability: Additional discounts available with Shoppers card
13. WinCo Foods:
West Coast favorite (CA, NV, ID).
This is one of the most popular liquor stores that cash checks. It has around 131 stores around California, Nevada, Idaho and more.
- Check Cashing Fee: A fee of $5 is charged to cash checks up to $500 and $10 is charged for checks above that amount.
- Types Of Checks Accepted: Payroll checks
- Maximum Check Cashing Amount: As approved by store management
- Discount Availability: Not available
Conclusion
It is restricted by liquor license to offer check cashing services. However, you will find plenty of liquor stores that cash checks near you at flexible hours. Some of these stores even offer 24-hour check cashing service and operate on weekends. If you don’t have a bank account, then you can visit any of the above mentioned liquor stores offering check cashing.